If your roof is over 20 years old and you’re dealing with multiple leaks, missing shingles, or granule loss across large areas, replacement usually makes more financial sense than ongoing repairs. Repairs work well for isolated damage or newer roofs with specific problems.
Look for warning signs like daylight visible through roof boards, sagging areas, or extensive moss growth. Inside your home, check for water stains on ceilings, peeling paint near the roofline, or higher energy bills that might indicate ventilation problems.
The “one-third rule” is helpful: if repair costs would exceed one-third of replacement cost, or if the damaged area covers more than one-third of your roof, replacement typically offers better value. We’ll give you an honest assessment of whether repairs can buy you a few more years or if it’s time to invest in a complete replacement that solves your problems permanently.